.png)
Mental Health Therapy AND emotional well-being services
The Ins and Outs of How to Pay
Anchoring Services, LLC prides our practice on making Mental Health Therapy and related well-being services accessible and affordable. Please review each quadrant below to get a better understanding of how much services cost, how insurance works, what insurance we take for what clients, and our no-show/cancellation policy-as well as all the different types of payment we accept!
We don't want paying for services hold you back from living a more anchored life!
We currently bill through Theranest/Therapy Brands a safe and secure services and can accept the following type of payment: visa, mastercard, american express and multiple types of Health Savings Plans/Flex Spending Accounts.
Paying with
Private Pay
We charge a reasonable rate for therapy sessions, at a going rate of $165 per session, that is directly arranged with your therapist.
​
On occasion we can provide special arrangements for lessor fee for services.
​
However, we pride ourselves on making mental therapy affordable and accessible.
​
We currently accept a variety of private insurance plans including Aetna, Medica, and United Behavioral Health for MINNESOTA clients.
​
We also accept Minnesota Health Care Programs for MINNESOTA clients.
​
We currently accepted Aetna and United Behavioral Health/Optum for MASSACHUSETTS clients.
​
The list of covered insurance carriers continues to grow, so please check back often!
We encourage our clients to check with their insurance plan and carrier to determine if we are in network and a covered therapeutic provider.
​
Mental Health Therapy
(psychotherapy, primarily teletherapy)
If you elect to pay through your health insurance plan:
​
Anchoring Services, LLC is currently partnered with Aetna, Medica, Minnesota Health Care Programs, and United Behavioral Health/Optum for MINNESOTA clients.
Anchoring Services, LLC is currently partnered with Aetna and United Behavioral Health/Optum for MASSACHUSETTS clients.
Please refer to your insurance card or call them directly to ask about your mental health coverage specifics, co-payments required and deductible responsibilities.
​
Insurance isn't always a guaranteed form of payment...
​
It is important to understand that some types of therapy and coaching are not covered by insurance. In order for sessions to be covered, the treatment must include some form of psychiatric diagnosis and the insurance company also reserves the right to limit the number of sessions that it will cover.
Moreover, insurance companies reserve the rights to review patient records and notes to ensure that these documents are kept in accord with their standards and procedures. For these reasons, many patients prefer to pay privately for therapy and preserve a higher level of privacy and control over the course of their treatment. We will work with you to make private payment arrangements for your
therapy.
Considerations before
Using Insurance
Here is what you should consider prior to using your insurance for psychotherapy (mental health therapy/teletherapy)
​
1. We recommend that you contact your insurance prior to starting therapy to inquire about your behavioral health benefits, whether or not you need pre-authorization or referral, your co-pays or deductible, and if you have other provisions or limitations to your particular policy.
​
2. For some people, it makes sense to use health insurance for psychotherapy, especially if it allows them access to services that otherwise they won’t be able to afford. Insurance companies can sometimes pay for a portion or all your therapy, based on your policy. Other people decided that the flexibility afforded by paying privately is worth the extra cost.
​
3. You will be asked to provide written authorization for your therapist to communicate with your insurer. The insurance company would like to get some personal information about your situation and treatment plan.
​
4. You will be given a mental health diagnosis by your therapist (such as depression, anxiety, adjustment disorder, etc.) in order to prove medical necessity. If you don’t meet criteria for diagnostic criteria, your insurer may not pay for your therapy. You should know that some people do full into diagnostic categories, especially when they experience significant stress in their lives, but some are not. Many people are seeking therapy even if they do not exhibit significant distress; however, they use therapy as a tool for self-enhancement and self-growth. Being a medical insurance, the insurers only support therapy that is deemed medically necessary.
​
5. Your insurer controls the length of therapy and sometimes the models of therapy they accept.
We suggest that you consider your options based on your specific circumstances and the purpose of your therapy. Ultimately, it is your decision and it is usually a balance of needs, privacy, and cost.
No-Show/Cancelation Policy
Anchoring Services, LLC asks that you honor clinicians time and provide at least a 24 hour window before cancelling or re-scheduling with your clinician.
1st missed session: $41.25
2nd missed session: $82.50
3rd misses session and $165.00
After the third missed session we may ask you to go to the end of the waiting list to allow other clients to access services.